This disclaimer explains the nature and limitations of the financial information displayed within Kylova.
Not financial advice
Nothing within Kylova constitutes financial advice under the Financial Markets Conduct Act 2013 (New Zealand). Kylova is not registered as a financial adviser with the Financial Service Providers Register (FSPR). Always consult a registered financial adviser or chartered accountant for advice specific to your situation.
Kylova is a business management tool that displays your own business data back to you in an organised and convenient format. The figures, summaries, charts, and reports shown within Kylova are derived entirely from information you have entered into the system.
Kylova does not independently source, verify, or validate any financial information. The accuracy of all output is entirely dependent on the accuracy of the data you enter. Garbage in, garbage out.
Kylova may display AI-generated observations about your business data, including observations about revenue trends, expense patterns, or cash flow. These insights are generated by large language models (Google Gemini and/or Groq) based solely on the financial data you have entered into Kylova.
You should not make any financial decision based solely or primarily on AI-generated insights within Kylova. Always consult a qualified professional before making significant financial decisions.
Tax and payroll figures in Kylova are estimates based on publicly available NZ tax rates and the information you enter. Always verify your actual obligations with IRD at ird.govt.nz or a qualified tax agent.
Kylova Limited is not registered as a financial adviser on the Financial Service Providers Register (FSPR). For financial, tax, or legal advice consult a qualified professional.
Kylova provides the service on an “as is” and “as available” basis. We make no warranty, express or implied, that the financial figures, calculations, or summaries displayed in Kylova are accurate, complete, or fit for any particular purpose.
To the extent permitted by New Zealand law, Kylova Limited excludes all liability for any loss or damage arising from your reliance on information displayed within the platform. See our Terms of Service for the full limitation of liability provisions.
If you have questions about this disclaimer, contact us at hello@kylova.co.nz.